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Navient Corp Releases Phase 2 Strategy Update

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On November 19, 2025, Navient Corp unveiled its Phase 2 Strategy Update focusing on growth and efficiency improvements.

Key Highlights:

  • Navient aims to align Earnest's product lines with fintech peers for higher growth.
  • Projected $119 million in pre-tax savings from restructuring over 17 years.
  • Earnest to achieve efficiency equal to or greater than peers at lower volumes.
  • Plans to expand into personal loans and enhance digital financial services.
  • Navient's strategy includes optimizing securitization structures for better returns.

Original SEC Filing: NAVIENT CORP [ NAVI ] - 8-K - Nov. 19, 2025

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