I think XRP its the most long-term valuable coin, maybe a 100x or more.
¡The reason its the reliability about XRP tech as world payment. According this new CENTRAL BANKS CAN ADOPT XRPL like a " bridge " for CBDC ( Bank Coin ) to Cryptos. coingape.com/79369-2/
After read this new I prefer HOLD my XRP and have more money in mi equity if XRP drops in a deep spike.