**IDFC First Bank** is a private sector bank in India, formed in **2018** after the merger of **IDFC Bank and Capital First**. It offers a range of banking services, including **retail banking, wholesale banking, and asset management**. The bank focuses on consumer loans, MSME financing, and infrastructure lending. Known for its **customer-friendly digital services** and competitive interest rates, IDFC First Bank has rapidly expanded its presence in India's banking sector. While it is a significant player in the industry, **it is not currently a part of the Bank Nifty index**, which includes only the top 12 most liquid and large-cap banking stocks.